5 Tips to Improve Your Home and Your Landscape’s Look, Feel, and Value!

If you own a home, then you know just how much it matters to make sure that you are always taking care of things around the house. However, with all the stresses of day to day activities, business engagements, and other concerns, it can be all too easy to allow things on the home front to take a back seat to more pressing matters. Whether you’re looking at enhancing the value of your home and landscaping through eco-friendly options, improving its look, or adding to the overall feel, there is a lot you can do. That’s why we have come up with this list of 5 tips to improve the look, feel, and value of both your home and your landscaping. Without further ado, let’s get right into things.

1. Consult With Landscaping Experts First

While it may be tempting to rush right into making some landscaping changes, it is often a good idea to make sure that you have the right plans in place before getting started on any major projects. When you take the time to consult with a landscaping expert, whether it’s about the quality and build of your soil or about the efficiency of newer eco-friendly options, you give yourself much better chances of getting the outcomes that you actually want. For example, did you know that two factors impact how much soil erodes off of a landscape? You have to not only account for the amount of bare soil exposed, but also for the length of time it is exposed. Even if you are not aware of these kinds of issues, someone who has experience in home landscaping projects can help you to learn what you need to know to get your home’s landscape looking at its best.

2. Remodel Your Kitchen or Bathroom

Homeowners remodel more than 10.2 million kitchens and 14.2 million bathrooms annually. There is quite a good reason for this, too. Kitchens and bathrooms are among some of the most popular areas in a home, regardless of what you may think. By making the choice to remodel your kitchen or bathroom, you can usually add some much-needed value to your home as a whole. Sure, investing in a kitchen or bath remodel may not seem like the most budget-friendly or eco-friendly thing to do, but there are options that you can utilize to make sure your remodel is as effective as possible. If you have even the slightest idea of selling your home in the near future, then taking care of these kinds of remodels can be one of the best choices you can make.

3. Invest in High Quality Home Landscaping Tools

The quality of your tools matter when you are tackling a landscaping job. It helps to know a bit about the parts you are in need of to take on your next landscape task. For example, if you are using landscaping tools that use force to measure accurate outcomes, then it helps to educate yourself on some of the key parts and components in your equipment. There are five types of load cells depending on the primary and secondary element that is used to sense the force. These are: strain gauge type load cells, hydraulic load cells, diaphragm load cells, spool type load cells and ring type load cells. Learning about these components and others that may be used in eco-friendly pieces of equipment can help you to make more informed decisions before taking on any major form of landscape work around the house.

4. Visit a Home Improvement Store to Explore Your Options First

A home improvement store can really help you to get a feel for the kinds of choices that you happen to have available to you. The right home improvement store can give you a more realistic scope for your next project, along with giving you the proper outlets needed to handle each and every hurdle that comes up as you make your way towards completing a big project around the house. They can also teach you about new designs and eco-friendly parts that can help you to make a sustainable difference both inside your home and outside.

Visiting a good home improvement store can also help you to get your budget for your next project all set up. After all, were you aware of the fact that only 30% of Americans have established a long-term financial plan that covers investments and savings goals? This is not a good thing if you are looking to improve the quality of your home with some improvement projects. Knowing where your finances stand can give you exactly the kind of scope and creativity that you may need to ensure that your project gets done exactly the way you want it to.

5. Take Care of Your Roof, Siding, and Gutters

Finally, no home improvement discussion is complete without taking the time to mention some of the most important areas of each and every home. Your siding forms the first impression for any visitors. Your roof keeps your home safe and free of water damage and other types of leaks. Your gutters are key to supporting your roof and other parts of your home throughout the changing seasons and weather patterns. When you invest in these foundational parts of your home, you can be sure that you will improve the look and feel of the rest of your property as a whole.

As you can see from the list provided above, there are lots of things that you can do to improve your home and your landscape. For those who are concerned about staying eco-friendly around the house, some of these ideas are true game changers. Those who are more concerned about their money will also benefit from making some changes to their home and their landscaping. We hope that we have given you and your loved ones some ideas on how to improve your home and your landscape’s look, feel, and value. Good luck out there!

No Payroll Taxes Could Mean No Disability or Social Security

Back in August, President Trump announced a payroll tax holiday to go into effect through the end of the year. While this could mean people seeing more money in their paychecks now, it could also lead to disastrous results down the road.

 

Payroll taxes are taken directly from employee checks at 7.65% of their wage which their employer then matches. This money goes on to fund social programs like social security and Medicaid, which provide income and medical care to millions of Americans who tend to be retired senior citizens or have disabilities preventing them from working.

 

Social security funds are already set to run out sometime in the 2030s but without payroll taxes, which Trump wants to eliminate if re-elected, the fund would run out in 2023. Disability funds would run out even sooner, sometime in 2021. This would leave 29% of the population, or 65 million people, who spent nearly 20 hours a week caring for elderly or disabled loved ones without all the income they need to provide for their loved ones.

 

That’s not the only reason the payroll tax cuts could cause disaster. Trump only deferred the taxes, which means these taxes would have to be paid back after the holiday ends. This could cause millions of people to owe the government money they can’t pay back because it was spent on mortgage payments and gasoline. Considering only 30% of Americans have established long-term financial plans, it’s likely that many people would end up with a debt that they can’t pay. The taxes could be paid back by doubling the amount taken out of paychecks but that would cause millions of Americans to go home with less money in their paychecks than before the deferment.

 

This could have a huge impact on the millions of Americans who owe $9.12 trillion in mortgages. Winter tends to be hard on homeowners, as the need to keep homes warm causes increases their electric, gas, and oil payments. Additionally, about 81% of homeowning Gen Xers and Baby Boomers opt to make renovations to their homes, which often happen over winter when they travel to warmer places or to see family. The increases in debt brought on by Christmas and other winter holidays also contribute to a lack of funds in the winter months.

 

Luckily, many big businesses, like Ford Motors, the US Postal Service, UPS, CVS, and Wells Fargo, are opting to simply ignore the deferment altogether because it is more hassle to figure how to end and then reimplement the tax than it is to just keep paying it. It’s highly unlikely any business will want to mess with their billing so drastically to implement this cut.

 

Even if many businesses don’t choose to implement the cut, just the possibility of it puts many Americans in a precarious position. Employees across all industries will need to communicate with their employers and carefully plan for their financial futures to prepare for the potential of payroll tax cuts.

On the Rise: 5 of the Highest Paying Medical Careers

Medical Jobs

*Healthcare is one of the fastest-growing career fields in the country. Our fast-growing aging population means increased demand for healthcare services over the next decade.

An increased demand creates an opportunity for high incomes in medical careers. Here are 5 of the highest-paid medical careers.

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RNC Takeaways: High Dishonesty, Low Ratings

According to a 2017 study, it was revealed that the ultra-wealthy invest an average of 15% of their portfolio into real estate. Of course, Donald Trump is known for being an ultra-wealthy real estate mogul, as well as one of the most divisive figures in modern history. With the 2020 election only a few months away, the current president and speakers from the Republican party gathered — in person, no less, in the midst of a pandemic — to officially nominate and confirm the candidacy of Trump and Pence for a second term. Continue reading

Congrats On Your First Car! Now What?

Congrats on owning your very first car! How exciting!

Now, you have the freedom to drive wherever and whenever you want!

Just because you saved up all that cash, researched cars for sale, and purchased a vehicle doesn’t mean you’re done with vehicle-related responsibilities. On the contrary, you now have a lot of work to do! But it’s okay.

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Separate celebration: Formerly conjoined twins turn 2 after surgeries

 

Two-year-old twins Prefina and Ervina recently celebrated their birthday in a unusual way – as individuals.

The previously conjoined twins, connected at the head, were successfully separated after several surgeries by skilled surgeons and nurses at an Italian hospital.

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Understanding Cyber Security Basics in the Wake of Grubman Shire Meiselas & Sacks Hacking

 

Unfortunately, a lot of people are not quite as safe only as they would like to be. Despite the fact that we’re all increasingly reliant upon the world wide web for everything from entertainment to work, there is no way to truly ensure your security within this world. This has been particularly highlighted through recent data breaches. While some are on a governmental level, ultimately resulting in serious consequences that may not be revealed until years after they’ve occurred, others are splashed across the tabloids. They may even involve celebrities, as some of the most high profile cyber scandals have. Others involve businesses, and can ultimately result in data loss and of course financial compromises as well. A recent survey reported that about 87% of small businesses reported a security breach in 2012. What this means is that cybersecurity issues go beyond merely big businesses and famous people. Even small business owners, who may not initially realize that they have reasons to worry regarding cyber security, can potentially be put at risk.

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