Tips for Staying Healthier While Staying at Home

With the new year here and keeping the events of the last two years in mind, staying healthy is probably something that’s on many people’s priorities. If you’re wondering how to avoid catching a virus and coming down with something, read on. We have an outline of five tips that will help you stay healthier while staying at home.

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Has Covid Caused a Rise in Divorce Rates?

It’s no secret, the Covid-19 virus has put a strain on almost all aspects of our lives, relationships are no different. In the United States, divorce rates are relatively high, with around 40 to 50% of marriages ending in divorce. While in 2021 divorce rates did drop, weddings also dropped. As courts are resuming, divorce rates are predicted to increase. Due to the pandemic, couples were either quarantined by each other or forced to stay apart. People had to navigate an at-home life-work balance.

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What Does My Social Security Disability Insurance Cover?

If you’re unable to work due to disability, you may qualify for Social Security Disability Insurance (SSDI). In 2020, over 8 million people received benefits. If you add dependents, the number jumps to about 9 million. If you’re needing money to cover the costs of emergency care, you might want to look into SSDI. Here’s how it works and some of the things it covers.

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5 Tips for Winning your Personal Injury Case

The best results in a personal injury case come when a good and experienced attorney meets a cooperative and helpful client. If you’re wondering what exactly you can do to be a good client and improve your chances of getting a favorable outcome, read on to see five helpful tips.

Preserve All Possible Evidence

Because you must prove damages, causation, and negligence in a personal injury case, it’s important for you to gather and preserve all the evidence. Take photo and video evidence if possible, as this will help your lawyer work on your case and calculate the losses you suffered more easily this way. Since pictures speak a thousand words, you will be well-placed to take pictures of anything that contributed to your injury as well as your state at the site of injury, as soon as it’s possible to do. Also, keep all receipts and other evidence of urgent care if you receive it. This will go a long way as far as outlining the event and explaining it to relevant parties.

Be Truthful and Accurate

Nothing can bring down a case as an instance of inaccuracy or dishonesty. Always be sure about what you’re saying at all times and make sure to recount details as they occurred. Doing this will enable your lawyer to effectively evaluate your case and know how best to position and present it to the courts. Since you have no reason to lie, make sure to leave no doubt as to the accuracy of your claims, and you will have an easier process.

Be Transparent With Your Lawyer

Since your attorney cannot share confidential information you entrust them with without your express permission, it’s important to tell them everything. Present all the facts to your lawyer and let them decide what will be helpful and what will not because this is the only way they will be able to formulate a winning strategy. Since negligence has two degrees, either simple or gross, your attorney will be able to tell the right one when you recount everything that occurred with full honesty. Even if a particular detail seems unimportant or embarrassing, trust your attorney with it to enable them to do their job.

Avoid Social Media

Social media can be a minefield following your accident, and so it’s best for you to avoid using it while your case is ongoing. If you cannot avoid it altogether, exercise extreme caution with your interactions and limit the posts you make, keeping your media private. This is because defendants can misrepresent images, posts, and messages on social media to minimize the injuries that a plaintiff suffered. Your case will end soon enough if you cooperate and help your legal team do their job without an extra burden to bear, so wait it out until it’s done and then you can get back to your normal life.

Seek Urgent Care When Necessary

The final tip is an important one, as it is part of gathering evidence. If you have the need to seek urgent care or any degree of care, don’t hesitate to do so. Follow through with any medical treatment that’s prescribed to you so that you heal well and your case also goes well. With almost 31 million Americans found to experience lower back pain at any given time, it’s important for you to take care of your health and work towards a full recovery while your legal team works on your case. The assessment that a medical professional gives you will help you and your lawyer get a clear picture of your damages, and that’s another reason why it’s important.

Follow the five tips above to get a better chance of winning your personal injury case, and your attorney will be happy to work with a helpful client as well.

Your Heating Bill May Be Higher This Season, CNBC Reports: Here’s How to Keep It Down

It’s no secret that your energy costs will climb during the winter months. But CNBC reports that inflation could mean a higher heating bill than usual for this winter season. The Winter Fuels Outlook of 2021, which was recently released by the U.S. Energy Information Administration, says that nearly half of all American households that heat with natural gas are projected to spend up to 30% more than they did last winter. Even those who heat their homes with electricity are expected to spend up to 6% more.

Fortunately, there are still a few key ways you can help to keep your heating costs down this winter. Here are a few tips to get you started.

Keep Your HVAC Filters Clean

The filters in your HVAC system are meant to catch dust, dirt, debris, and allergens before they make their way into your home. However, this debris can build up on the filters over time, making it more difficult for the system to work efficiently. You need to make sure that you clean your filters regularly, wiping away the dust and dirt and promoting good airflow. Doing so will keep your system working well for a long time because the American Standard heat exchanger won’t need to work as hard.

You also need to keep your filters clean in order to keep a good air quality inside your house. Clogged filters can add allergens into the air and lead to more respiratory infections when you’re inside. A respiratory infection can come with discomfort in your airways and a fever, which ranges anywhere from 100.4 to 104 degrees. By keeping your filters clean, you can reduce both your energy costs and your chances of getting sick.

Increase the Temperature of Your Water Heater

Water heating makes up approximately 18% of your home’s energy costs. During the winter months, your water heater typically needs to work harder to heat up your water. That means you’re more likely to leave your water running until it gets warm enough. While it may seem counterproductive, increasing the temperature of your water heater will give you less waiting time between when you turn on your faucet and when you get warmer water, which can help to save on both heating and water costs.

Keep Inside Doors Open to Circulate Heat

The standard American house has nearly doubled in size since the 1950s, with an average size of nearly 2,500 square feet. Heating all of this space can be extremely expensive. However, good airflow can help reduce that cost. If you keep your doors open, you can circulate warm air throughout the house. This is much cheaper than individually heating every single room.  If you’re looking at new houses, consider asking your real estate agent how expensive the average heating bill is for the house you’re interested in. Up to 78% of recent buyers found their real estate agent to be a very useful information source.

Bundle Up

If you lower the thermostat, you’ll use less energy. However, your home will be colder. Get into the habit of wearing sweaters and socks inside in order to be comfortable in a slightly cooler house. While you shouldn’t lower the temperature too drastically, a difference of ten degrees can have a major impact on your bill.

There are ways to save money on your energy bill during the winter. If you plan ahead and are willing to do a little extra work, you can warm your home efficiently and stay comfortable while not going broke. So use the heat from your oven, keep your system clean, and throw on some warm socks. You’ll find that it is easier to save money than you might have anticipated.

3 Signs of Good Things to Come in 2022

With 2022 approaching fast, it’s not news that most of us are eager to put the activities and events of this year and the last one behind us for good. If you’re wondering whether there are any forecasts of good things to come in 2022, here are three of them. Have a look at them and stay motivated long enough to cross over into 2022.

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A Personal Injury Case? In Your Own Home? Here’s What to Do

If you’re a homeowner, it’s your responsibility to ensure the safety of the people on your property. But what happens when there’s a personal injury case on your premises? You may think it’s unlikely, but think of the people you could potentially invite into your home. You can invite your contractors, babysitters, and housekeepers. It’s especially common for homeowners to invite repairmen to their homes.

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