The greatest advice and/or resolution we can share with you for the new year is to be mindful of your money. Not just the way you spend it, but also where you keep it. President Obama needs our help to run this country. The banking industry has been getting over on us for decades and foreclosing on us at an alarming rate this year. We don’t have to stand by and take it because there are other options. Listen closely to the message and have a HAPPY NEW YEAR!